All the loans
you would
expect from
a bank

and a few you didn’t.

Hi, we are FirstPoint
Mortgage Brokers.

From our roots in Cronulla, and with a focus on the wider community of Sydney, FirstPoint has organically grown to cover all of the Sutherland Shire, St George, the CBD and the Inner West. And as we continue to grow, we will go wherever our clients do.

Collectively our team has years of experience in banking, finance and property markets, both residential and commercial. We’re a company whose mission is to truly improve your financial health and future financial longevity. Through our bespoke service, you are assured to be delivered the best outcome.

Mortgage Brokers Sutherland Shire

Letting us find the right home loan for you is just the start. You’ll realise from our very first meeting that we are a different kind of Mortgage Broker. We pride ourselves on our welcoming professionalism and adaptable culture. We are like-minded normal everyday people, just like you.

There are not many situations that we haven’t seen or managed over the last 15 years. At FirstPoint we compare hundreds of loans, from over 20 lenders. Our mandate is to take all of the anxiety and guesswork out of the equation. We deal with all of the paperwork, and the fine print, to deliver the best result, faster than any of our competitors.

Helpful finance calculators

Want to do some of your own preliminary research? As the leading mortgage brokers of the Sutherland Shire, we are here to help. We’ve got every home finance calculator you could imagine – from Budgeting to Reverse Mortgages to Stamp Duty. Batteries not required.

Use our calculators >

Our Services.

Our boutique service is driven towards helping you make the most informed decision possible when it’s time to borrow money for your home, your business, your investment property, your commercial property or even to refinance.

Our goal is to save you time and money by providing innovative financial solutions. We will listen to you and review your individual circumstances and provide you with all of the options and tools to practically manage your debt.

At FirstPoint, you get all the loans you’d expect from a bank, and a few you didn’t.

Read more

What We Offer.

Residential Mortgages

• Home Loans
• Investment Loans
• Loans for Self Employed
• Refinance & Restructuring
• SMSF Lending
• Debt Structuring
• Bridging Loans
• Complex Scenarios

Commercial Lending

• Commercial Property
• Trust & Company Loans
• Small Business Loans
• Development Finance
• Private Funding

Other Services

• Comprehensive Property Reports
• Deposit Bonds
• Mortgage Protection
• Debt Negotiation

All the lenders that matter.

The lenders on offer at FirstPoint have been carefully assembled and are continually reviewed. We ensure our brokers and affiliate partners are able to meet client needs by maintaining a competitive advantage in today’s crowded home loan and mortgage broking markets. Our lender panel consists of more than 20 residential and commercial lenders including major banks, regional banks, building societies, specialist lenders and mortgage originators.

What FirstPoint fans are saying:

Jonathan was extremely helpful throughout the process of refinancing. I would definitely recommend FirstPoint to others wanting to save on their current mortgage, refinance or purchase an investment. We will definitely be recommending them to others wanting to purchase a property. Thanks for all of your help Jonathan!

Josh Madden

Just want to say a huge thank you to Chris Pryer & all at FirstPoint. From our first contact with Chris to the end of a tricky mortgage re-Finance for him. He was always helpful, compassionate & more than professional. Again we can't thank him enough, especially for treating people like people. We wouldn't hesitate in recommending Chris & First Point to anyone. Our Deepest Thanks.

Kevin & Robyn Kearns

Other lenders and mortgage brokers talk about service, Greg at FirsPoint delivered it, thanks, great job!

Chris and Sarah Connelly

Rachel and I would like to thank Jonathan and the FirstPoint team for how easy and seamlessly they made our experience. Jonathan was with us every step of the way while we spent over a year searching for our home and his support, attention to detail and accessibility made the process all the more easier. His advice while structuring the loan as well as the variety of products that the team offered meant that we were able to secure a great rate and a loan that met our needs, and every step of the way we felt Jonathan had our best interests at heart. We can’t express how beneficial it was having Jonathan help us with a process which at times was stressful but was made all the more easier by having him and the team in our corner. Thanks again for helping us with our future.

Robert and Rachel Isaacs

A massive thank you to Chris Pryer at FirstPoint Mortgage Brokers for guiding us effortlessly through finding the best mortgage for us and buying our home. Chris was always happy to answer any questions we could throw at him and was a wealth of knowledge, advice and experience which gave us great confidence and peace of mind in what we were doing. Chris’ communication was fantastic, he kept us up to date, was always very responsive and friendly to talk to. We will continue to rely on Chris moving forward, and would recommend anyone else to him and the team at FirstPoint. Thanks Chris.

Daniel and Lindsay Harapa

Everyone is better off when the home loan process is made simple, Greg Collins was just fantastic throughout the whole process and continues to be available whenever we need him.

Rod and Helena Kelly

Jasmin and myself wanted to say a huge thank you for the professionalism Chris Pryer showed us throughout the purchase of our new home. From the moment we spoke, you made the whole experience enjoyable and exciting for us. Every question we had was answered and the advice given has saved us thousands!! Most of all explained in a way we understood. We have already recommended you to several friends and family. Both Jasmin and myself look forward to purchasing our next property and having your assistance again. Many thanks.

Benjamin and Jasmin Coombes

We cannot thank Jonathan and the team at FirstPoint enough for their help with purchasing our family home. The advice and support from when we first started looking for a property through to the purchase was seamless and very comforting. We always felt that Jonathan had our best interest at heart and was always happy to answer any of our questions. We would highly recommend FirstPoint Mortgage Brokers to anyone looking to get into the market or purchase their next property.

Patty and Josh Barrett

Greg Collins was more than happy to listen and action our requests from the smallest detail through to all of our big plans in relaxed and professional manner, great company.

Brad and Louise MacDougall

What’s happening at FirstPoint.

Could an eco reno boost your property’s value?

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You’ve probably heard that interest rates are on the rise and national property prices are on the way back down. Here’s how you can kill two birds with one stone: by refinancing to unlock equity and giving your home an…

Why you might want to refinance sooner rather than later

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Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out. When was the last time you refinanced? If the answer…

Interest rates to keep climbing as RBA hikes cash rate to 1.85%

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The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s how to hang in there and keep up with all these monthly cash rate hikes. Another month, another RBA cash…