As a wise man once said, it’s smart to ask

If you have read or watched any media of late you’d be very aware of what’s happening in the home loan market, some lenders have increased investment property lending rates by up to 0.50% per annum and are also becoming very nervous about certain property prices and exposure in certain areas around the country.  The good news is that we have not seen rates this low or competition so strong in the mortgage industry, ever!  It really is a borrowers market.

If you’re thinking about refinancing your first call should be to your current lender, ask for a better rate.  It’s not all about the interest rate though, you need a loan that is right for you and your circumstances and any changes that may be just around the corner.

There are so many lenders in the market and hundreds of different loans, so it’s definitely worth calling us for a review your current lending and make sure it’s aligned with your plans for the future.  Even if your current lender can offer you a lower rate, it doesn’t mean that there isn’t another home loan that is better suited to you.

Given how competitive the current market is you’d be missing an opportunity to potentially save money if you didn’t make an appointment and at least get that second opinion.  It doesn’t have to cost you a cent and won’t take a lot of time.  So call the office today on (02) 9527 2230 and tee up a time to drop by, see you soon.

Sutherland shire suburbs

Alford Point, Bangor, Barden Ridge, Bonnet Bay, Bundeena, Burraneer, Caringbah, Commo, Cronulla, Dolans Point, Engadine, Grays point, Greenhills Beach, Gymea, Heathcote, Illawong, Jannali, Kangaroo Point, Kareela, Kirrawee, Lilli Pilli, Maianbar, Oyster bay, Miranda, Sandy Point, Sutherland, Sylvania, Taren Point, Waterfall, Woolooware, Woronora, Yarrawarrah and Yowie Bay.

St George area

Allawah, Banksia, Bardwell Valley, Bexley, Beverly Park, Blakehurst, Brighton Le-Sands, Carlton, Connels Point, Hurstville, Kogarah, Kyeemagh, Kyle Bay, Lugarno, Monterey, Mortdale, Narwee, Oatley, Peakhurst, Penhurst, Ramsgate, Riverwood, Rockdale, Sandringham and Sans Souci.

Inner West includes the suburbs of

Annadale, Ashfield, Balmain, Birchgrove, Dobroyd Point, Dulwich Hill, Enmore, Haberfield, Leichhardt, Lewisham, Lilyfield, Marrickville, Petersham, Rozelle, Stanmore, St Peters, Summer Hill, Sydenham, Tempe, Camperdown, Croyden, Croyden Park, Hurlstone Park and Newtown.

Eastern suburbs

The suburbs surrounding the southern shores of Sydney Habour:
Vaucluse, Rose Bay, Darling Point, Double Bay, Point Piper, Woollahra, Edgecliff, Woolloomooloo, Watson Bay, Potts Point, Rushcutter Bay, Elizabeth Bay, Bellevue Hill, Waverley and Bondi Junction.


Dover Heights, Bondi, Bronte, Tamarama, Clovelly and Coogee.

Inner City

Darlinghurst, Surry Hills, Moore Park, Centennial Park, Paddington and Queens Park.

South West

Kingford, Kensington and Randwick.