Ready to embark on your journey to own your dream home? Secure your residential loan at FirstPoint Mortgage Brokers. As a trusted local Cronulla, New South Wales, home loan broker, we help you get a home loan tailored to your needs.
Buying a home is one of the biggest financial decisions you will ever make. That’s where FirstPoint Mortgage Brokers come into the picture. We offer a comprehensive range of home loan options to suit your unique requirements.
Get the best home loan advice whether buying a home for the first time or renovating your residential property. Saving your valuable time and money. Our team simplifies the process of applying and approving a home loan in Cronulla.
Our services cover the following home mortgage options:
FirstPoint Mortgage Brokers is an independent financial advising company that can help you get your loan. What makes us a better choice for your home loan broker in Cronulla are
A 20% deposit is ideal to avoid additional costs like Lender’s Mortgage Insurance (LMI). While smaller deposits are possible, they increase interest and monthly repayments. Lenders use Loan-to-Value Ratio (LVR) to determine the loan amount based on property valuation. LVR exceeding 80% usually requires Lenders’ Mortgage Insurance.
At FirstPoint Mortgage Brokers, we can help you make informed home loan decisions.
The entire process could take anywhere from one week to a month. The mortgage lender will verify your documents and approve your loan, you’ll find it directly in your bank account.
Dial 0295272230 for a free consultation.
Home loan lenders take care of all the documentation. Right from finding you a loan to getting you that money in your bank, we will prepare and file all the applications.
. Call us to know more.
The First Home Owner Grant is a government initiative aimed at assisting first-time home buyers to purchase their first property. To be eligible for the First Home Owner Grant as a first home buyer, there are certain criteria you must meet. These include:
Property Ownership: The property you are purchasing must be the first home you or your spouse have owned or co-owned in Australia, with a few exceptions.
Residence Requirement: You must intend to move into the property within 12 months from the date of settlement and live there continuously for a minimum of six months.
Citizenship or Permanent Residency: You need to be an Australian citizen or hold permanent residency status in Australia.
Age Requirement: You must be at least 18 years old to qualify for the First Home Owner Grant.
It’s important to note that these eligibility requirements may vary between states and territories in Australia. So, it’s recommended to check the specific guidelines and regulations set by your relevant government department responsible for administering the grant.
There are various factors that a mortgage broker for first-home buyers may consider –
Use our mortgage calculator to get a better idea. You can also speak to home loan lenders near you.
Yes, there are options available for borrowers with a limited deposit. Explore our solutions such as guarantors or low-deposit home loan programs.
If there is a delay to pay the loan, you may receive a notice warning of selling the mortgaged property to recover the loss.
We recommend consulting an expert home loan mortgage broker like us and protect yourself from encountering such an unfortunate turn of events.